Punjab government has launched ‘Loan Waiver Scheme Punjab/पंजाब किसान कर्ज माफ़ी योजना‘. Under this scheme crop loans of up to Rs 2 lakh will be waived off. This scheme will also provide direct benefit to around 10.25 lakh farmers across the Punjab state. The decision is taken by Captain Amarinder Singh which follows an election pledge made by the Congress party to farmers like this similar announcements made by the governments of Uttar Pradesh and Maharashtra.
A crop loan of Rs. 59,621 crore is outstanding in about 20.22 lakh bank accounts as on March 31, 2017 as per data collected from State Level Bankers Committee. The main objective of Punjab farm loan waiver scheme 2017 is to lessen the burden of loan on the head of small and marginals farmers.
Scheme Name : Punjab farm loan waiver scheme 2017
Launched by : Chief Minister Captain Amarinder Singh
No. of Beneficiaries : 10.25 Lakh
Benefit Holder Of Punjab Loan Waiver Scheme:
The government has made a provision in the scheme that:
The marginal farmers who have less than 5 acres of agriculture land, their entire eligible amount will be covered under the crop loan scheme for up to Rs. 2 lakh debt relief.
जिन किसानों के पास 5 एकड़ से कम कृषि भूमि है, उनकी पूरी पात्र राशि को फसल ऋण योजना के तहत कवर किया जाएगा। 2 लाख ऋण राहत प्राप्त होगी|
In case the eligible marginal farmer has debt amount above Rs. 2 lakh, government shall be liable to pay only Rs. 2 lakh as debt relief. Moreover, small farmers who have agriculture land from 2.5 acres to less than 5 acres also have been covered under the scheme, their entire eligible amount with total outstanding crop loan liability up to Rs. 2 lakh, shall be provided as debt relief.
Punjab Farm Loan Waiver Scheme 2017 Application Forms:
Like other states Maharashtra and Uttar Pradesh farm loan waiver schemes, the state government of Punjab may also invite online applications from the eligible farmers under the scheme.
Proper information to Apply for the Kisan Karj Maafi Yojana Punjab 2017 will be updated after Official announcement.
The online application form for the scheme might be invited through the official website of Punjab govt or a new dedicated portal. If the applications are rolled out, the eligible farmers would be able to register themselves and apply online for the Punjab farm loan waiver scheme 2017.
Punjab Farm Loan Waiver Scheme :
|Name of the Scheme||Punjab Farm Loan Waiver Scheme 2017|
|Announce Date||June 2017 by Captain Amarinder Singh|
|Launch Date||Not Decided|
|Beneficiaries||Small (2.5 Acre to 5 Acre) and Marginal Farmers (Less than 2.5 Acre)|
|No. of Beneficiaries||About 10.25 Lakh|
|Amount to be Waived Off||Up to Rs. 2 Lakh|
|Total Outstanding Crop Loan||Rs. 59,621 Crore|
|Application Mode||Might be Online (No Information Yet)|
|Banks Covered||Urban cooperative banks, regional rural banks, public and private sector banks|
कैप्टन अमरिदर सिंह ने पांच एकड़ वाले छोटे किसानों के दो लाख रुपए तक के फसली ऋण की माफी से 8.75 लाख किसानों को लाभ पहुंचेगा. जबकि, दो लाख से ज्यादा कर्ज वाले किसानों को दो लाख तक कर्ज माफी से 1.5 लाख किसान को इसका फायदा होगा.
इतना ही नहीं मुख्यमंत्री ने घोषणा की है कि जिन किसानों ने कर्ज के दबाव में आकर आत्महत्या की है, उनके कर्ज का बोझ सरकार उठाएगी.
सरकार ने खुदकुशी करने वाले किसानों के लिए मुआवजे की रकम तीन से बढ़ाकर पांच लाख कर दिया है. विपक्ष के नेता एचएस फूलका ने सरकार के फैसले पर सवाल खड़ा करते हुए कहा कि कांग्रेस ने अपने चुनावी घोषणापत्र में पूरा कर्ज माफ करने की बात कही थी, जबकि कृषि कर्ज किसानों का एक छोटा सा हिस्सा है.
According to an official statement from the chief minister’s office, the government will take overall outstanding institutional crop loans of households where a farmer has committed suicide. The government also said it will raise the compensation to these families from Rs. 3 lakh to Rs. 5 lakh.